• Liability coverage – Pays for bodily injury and property damage, medical payments, uninsured coverage and more. Coverage varies by state.

• You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. A few options tailored to your needs can include:

  1. Stated Value – Market value/actual cash value of the RV.

  2. Agreed Value – The insured amount, regardless of the current market value.

  3. Replacement Cost – Replaces your insured RV with a new RV that is most like it.

• Consider Vacation Liability – Coverage for when you stop driving and start using your recreational vehicle as a temporary residence.

• Personal Effects Coverage – Provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

• Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

• Ask if Customer Assistance is available 24/7 to answer all your insurance questions. In the event of a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road quickly.

• Other additional coverage can include accident forgiveness, pet coverage, diminishing deductible, and more.

• Discounts can lower your premium. Ask us if you qualify for safe driver discounts, original owner discounts, package discounts and more.

• You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats.  It will also simplify your life.

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One size does not fit all.

Since every situation is unique, your insurance portfolio should consist of a unique blend of coverages, limits, deductibles, and premiums. With our individualized approach, you receive a portfolio as unique as you.

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There when you need us.

Rest assured that when you have a claim, you are not alone. Not only do we counsel you about your claim, we are also your advocates. Request your free, no obligation insurance review today!

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We write insurance in Arizona, California, Colorado, Idaho, Illinois, North Carolina, New Mexico, Nevada, Pennsylvania, Utah, Washington, and Wyoming.