Insurance especially for your ATV’s, dirt bikes, dune buggies, golf carts, snowmobiles and more!
There is no shortage of ways to get outside in AZ, CA, CO, ID, IL, NC, NM, NV, PA, UT, WA, and WY. Whether you’re hitting the trail, the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
As independent agents, our knowlegeable staff can help you get the precise coverage you need for your specialized vehicles. Let us focus on helping you to protect your investments, while you focus on having fun!
Are your off-road toys covered? Contact our team today to talk about:
ATVs (All-terrain vehicles)
Any other motorsports insurance
Not sure you need ATV, golf cart, snowmobile, or other motorsports insurance?
Most specialized vehicles are not covered under your standard auto or home insurance policies, especially when not on your own property. What’s more, many national, state, or other public parks in AZ, CA, CO, ID, IL, NC, NM, NV, PA, UT, WA, and WY require specialty vehicle riders to be properly insured.
Want to keep your snowmobile, dirt bike, ATV, golf cart & other motorsports insurance costs down?
Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low?
Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own more than one. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
Good coverage. Great times.
Every specialty vehicle policy is unique; however, a few options in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies include:
Collision coverage – pays for covered damage to your vehicle when in a collision with another vehicle or other object.
Property damage liability coverage – insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
Bodily injury liability coverage – insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
Comprehensive physical damage coverage – pays for covered losses resulting from incidents other than collision – like fire, theft, or vandalism.
One size does not fit all.
Since every situation is unique, your insurance portfolio should consist of a unique blend of coverages, limits, deductibles, and premiums. With our individualized approach, you receive a portfolio as unique as you.
There when you need us.
Rest assured that when you have a claim, you are not alone. Not only do we counsel you about your claim, we are also your advocates. Request your free, no obligation insurance review today!
We write insurance in Arizona, California, Colorado, Idaho, Illinois, North Carolina, New Mexico, Nevada, Pennsylvania, Utah, Washington, and Wyoming.