You own a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you have worked hard for is not at risk. Let us help you find coverage options that protect you, your family, and your personal property.
At Martin Insurance Consultants, we work hard to understand your individual circumstances so that we can better protect your interests when writing your Renters policy. We are also happy to answer any additional questions you might have.
There are many facets to renters insurance including coverages, limits, deductibles, and which insurance companies are the best fit for you. We will work with you to devise the best possible strategy for your circumstances, then determine which of our companies will provide you the most competitive premiums.
We know and understand how important your “home” and property are, and the value of having them properly covered. Fires, theft, and vandalism can be financially devastating if you don’t have the right coverage in your Renters policy. Contact us today so we can begin helping you. We are here to help you protect your family and your valuables.
What you need to know about renters insurance.
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. This coverage applies even when you are away from home. For a small additional premium, you can choose to carry replacement cost coverage on your personal property, ensuring that you will be paid the cost to replace these items at today’s prices without taking any deduction for depreciation.
Protect yourself and your guests.
Your renters insurance policy protects you, your family and your guests against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence, regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.
Get the right amount of insurance coverage at the best price.
Whether you are starting out, between homes or downsizing, we will help you choose the Renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask us about protecting them with our Valuable Articles option, which provides broader coverage and no deductible in the event of a covered loss.
Give us a call today and ask about available discounts, including packaging your auto policies with your renters policy and burglar alarm credits.
One size does not fit all.
Since every situation is unique, your insurance portfolio should consist of a unique blend of coverages, limits, deductibles, and premiums. With our individualized approach, you receive a portfolio as unique as you.
There when you need us.
Rest assured that when you have a claim, you are not alone. Not only do we counsel you about your claim, we are also your advocates. Request your free, no obligation insurance review today!
Martin Insurance Consultants can also write renters insurance in Arizona, California, Colorado, Idaho, Illinois, North Carolina, New Mexico, Nevada, Pennsylvania, Utah, Washington, and Wyoming.